Wealthsimple lets shareholders earn by loaning out stocks they already own to qualified borrowers via an easy opt-in app feature. As a participant, you keep full ownership of your shares (you can sell anytime) while Wealthsimple matches borrowers and manages all logistics—including holding a cash collateral in trust for your protection. There’s no minimum balance, and any eligible client can join stock lending.
Income Opportunities and Revenue Sharing
Stock lending is paid out monthly as interest income and can maximize your portfolio’s earning power. Wealthsimple offers a pooled profit sharing model: for high-demand loans, you receive 50% of the revenue generated from the lending fee; for low-demand loans, you receive 10% of the net revenue. The more sought-after your stocks, the higher your earnings potential—so asset selection matters.
Security and Flexibility
With Wealthsimple, your loaned stocks are always backed by 100% cash collateral, reducing risk. You retain control—sell your stock anytime, and receive earnings by the 10th business day of the month for any previous month’s lending. All income is taxed as interest income in non-registered accounts at your marginal rate.
Get Started
Activate stock lending in your Wealthsimple app and turn your portfolio into a passive income generator—no extra effort required.
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